This welcome page will provide you with the information that you need to know about the transition of your personal and business accounts and banking services to Howard Bank.
Howard Bank was founded in 2004 and established its headquarters in Howard County, MD. The founders of Howard Bank saw a need for a local bank, with local expertise, to help small and medium sized businesses in the Baltimore Metropolitan Market. The bank made a strategic decision to focus on the Baltimore Market as opposed to the Washington, DC market largely primarily due to the stronger relationship orientation that exists in Baltimore. Relationships are the cornerstone to the principals at Howard Bank. At Howard Bank, we enjoy meeting new business owners and learning about what makes their business a success. Through these conversations, we look for opportunities to help businesses grow, either through a direct partnership or by making introductions to others in our community who may serve as a partner or as a client. Our banking professionals have years of experience helping businesses realize their full potential. Equally as important, we enjoy helping the business owners and their employees manage their financial needs.
In the early years, Howard Bank recognized the importance of having local branch offices to serve our clients’ needs but we also realized the importance of meeting our clients when and where they prefer. As a startup business ourselves, we understand the importance of time and we’ve tailored our delivery to bring the bank to our customers. With appointment banking, we will meet you in your office, in our office, in a coffee shop, on the golf course, or anywhere else you’d like to meet. We’re flexible both with location and time. We also understand the importance of having cutting edge technology to help our clients manage their finances in this fast-paced life.