Samsung Pay® changes how you pay with breakthrough contactless payment technology and unique security features built right into your eligible Samsung® mobile device. So you can pay in an easy, secure, and private way.  Howard customers can now add their credit and debit cards to Samsung Pay and start making purchases at millions of merchant locations faster than ever before.

How does it work?

Samsung Pay Steps

To add your Howard Visa debit and credit cards to Samsung Pay, open the Samsung Pay app and use your camera to instantly capture your card information. Or enter it manually. Samsung Pay will perform a quick validation with us before the card is ready to use.

Just swipe up on your screen and authorize your payment using your fingerprint. Then hold your eligible Samsung device near the contactless reader.

Once you've added your eligible Howard  Bank cards to Samsung Pay, you can track your spending right from your phone or within Online and Mobile banking. 

Additional Security

Instead of using your Howard Bank Visa credit or debit card number to make a payment, Samsung Pay assigns you a unique code (a virtual card number), which is securely stored on your device. Since your card numbers don't get transmitted with your payment, you get an added level of security. In addition, Samsung Pay doesn't store any details of your transaction. All transactions are monitored by the same level of protection that monitors your Howard Bank debit and credit cards.

Look for these icons at check out

Digital Payments

What Howard Bank credit or debit cards are eligible? 

Your Howard Bank personal and business Visa® credit cards and your Howard  personal Visa®debit cards are eligible for Android Pay. 

What Samsung devices are eligible for Samsung Pay? 

The following Samsung devices are currently eligible for Samsung Pay:

  • Galaxy S9
  • Galaxy S9+
  • Galaxy S8
  • Galaxy S8+
  • Galaxy S7
  • Galaxy S7 Edge
  • Galaxy S7 Active
  • Galaxy S6
  • Galaxy S6 Edge
  • Galaxy S6 Edge+
  • Galaxy S6 Active
  • Galaxy Note8
  • Galaxy Note5

Supported Gear Watches:

  • Gear S2 Sport* - SM-R720, SM-R730T, SM-R730A, SM-R730V
  • Gear S2 Classic* - SM-R732, SM-R735T, SM-R735A, SM-R735V
  • Gear S3 Frontier - SM-R760, SM-R765A, SM-R765T, SM-R765V
  • Gear S3 Classic- SM-R770

*Gear S2 does not have MST payment capability and only supports NFC payment

See for a complete list. 

Have more questions? 



Visa is a registered trademark of Visa International Service Association and used under license. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.