Apple Pay changes how you pay with breakthrough contactless payment technology and unique security features built right into your eligible Apple® device. So you can pay in an easy, secure, and private way.

How does it work?

Apple Pay Steps

To add your Howard Visa debit and credit cards to Apple Pay, simply open your Wallet (Passbook) on your eligible Apple device and use your camera to instantly capture your card information. Or enter it manually.

Just hold your eligible Apple device near the contactless reader with your finger on Touch ID™. A subtle vibration lets you know your payment information was successfully sent. 

Once you've added your eligible Howard  Bank cards to Apple Pay, you can track your spending right from your iPhone or within Online and Mobile banking. 

Additional Security

Instead of using your Howard Bank Visa credit or debit card number to make a payment, Apple Pay assigns you a unique code (a virtual card number), which is securely stored on your device. Since your card numbers don't get transmitted with your payment, you get an added level of security. In addition, Apple Pay doesn't store any details of your transaction. All transactions are monitored by the same level of protection that monitors your Howard Bank debit and credit cards.

Look for these icons at check out

Apple Pay

What Howard Bank credit or debit cards are eligible? 

Your personal and business Howard Bank Visa® credit cards and your personal  Howard Bank Visa® debit cards are eligible for Apple Pay. 

What Apple devices are eligible for Apple Pay? 

Apple Pay is available on iPhone 6, iPhone 6s, iPhone 7, iPhone 7 Plus, iphone 8, iphone 8 Plus, iphone X, Apple Watch, iPad Air 2 and iPad mini 3. See Apple.com for a complete list. 

Have more questions? 

Read our Apple Pay FAQs or visit Apple.com.

Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are a trademark of Apple Inc.

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