Whether you’re buying your first car or trading up, bank auto loans can help. Howard Bank provides financing for new and used cars, trucks, and SUVs.
We offer competitive, fixed rates and excellent customer service. As a community bank, we make all loan decisions locally, so you’ll get an honest answer, fast. When you also have an automatic loan payment set up out of a Howard Bank checking account, you’ll receive a 1.00%  rate discount.

We base your maximum loan amount on the National Automobile Dealers Association (NADA) adjusted loan value of the vehicle. You can find new car prices and used car values at NADAguides.
New auto loans:
  • Up to 90 percent of the MSRP value (excluding taxes, tags and warranties)
  • Terms of 2 to 6 years

Used auto loans:
  • Loan amount not to exceed the adjusted NADA loan value
  • Terms of 2 to 5 years depending on the age of the vehicle


Ready to get started with your Auto Loan?
Download our printable application form (PDF), complete it and bring it to your nearest Howard Bank branch.

All Loans Subject to Credit Approval