The Howard Bank Visa Secured Card is a secured credit card to help you establish or improve your credit. This card is for customers who don’t have a credit history or who have been turned down in the past for a credit card.

To open a Visa Secured Card, you’ll need to establish a secured savings account that acts as a security deposit on the card. This card offers:

  • Flexible credit: Depending on your security deposit, credit limits range from $500 to $5,000.
  • Low annual fee: This card has an annual fee of just $35.
  • Travel extras: Visa offers travel assistance that includes lost ticket replacement. You can also get extra car insurance coverage when you rent a vehicle with your card and decline the additional insurance.
  • Extended warranty coverage: Extend the manufacturer’s warranty on qualified purchases by up to a year.
     

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See terms and conditions for details.