The Howard Bank Visa Signature Real Rewards card gives you 1.5 points monthly for every $1 spent on eligible net purchases (equal to 1.5% cash back).

This rewards Visa card is ideal for people who want to earn extra points with no annual fee. Benefits of the card include:

  • Simplicity: This card has no annual fee and no caps on the points you can earn.
  • Special offers: Cardholders pay 0% annual percentage rate (APR) on purchases and balance transfers in the first 6 billing cycles. You’ll also get 2,500 points, redeemable for $25 in rewards, after your first purchase.
  • Flexibility: Redeem your points for cash back, merchandise, gift cards, and travel.
  • Security: All Howard cards keep you safe with chip technology. Zero fraud liability means you don’t have to pay for fraudulent charges.
  • Warranty extension: This card comes with extended warranty protection, giving you up to a year of extra coverage on certain items.
  • Rental insurance: Get insurance coverage when you book a rental vehicle with your card. This benefit means you don’t have to pay extra for the rental company’s collision damage waiver insurance.
  • No annual fee: You won't have to pay an annual fee with this credit card.

To find out how to get an even bigger monthly bonus, read about the Visa Signature Real Rewards Card.

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See terms and conditions for details.