The Howard Bank Cash Rewards American Express Card earns more on the purchases you make every day, with no annual fee. You’ll get up to 3% back on gas, up to 2% at supermarkets and 1% on other purchases.

This cash-back rewards card offers:

  • Low introductory rate: Cardholders enjoy zero-interest for the first 6 billing cycles on purchases and balance transfers. After the introductory period, the card has a variable APR.
  • Purchase protection: You’ll get return protection on certain items purchased with your card. Cardholders can double an original manufacturer’s warranty up to 12 months on qualifying items purchased with your card.
  • Extra coverage: Your card gives you extra rental car insurance coverage on top of other insurance for vehicle damage or loss.
  • Advance ticketing: As an American Express cardholder, you’ll be able to buy tickets to popular events before they go on sale to the general public.
  • Cash-back bonus: You’ll get $25 cashback automatically after you make your first purchase.
  • Enhanced security: All Howard cards come with chip technology to protect your security. This card also comes with zero-liability fraud protection, so you’re not responsible for fraudulent charges.

If you’re looking to earn more from travel, hotel, and restaurant purchases, read about the Visa Platinum Card.

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See terms and conditions for details.