For most people, a checking account is the center of their financial life. At Howard Bank, we combine flexible checking account options with the kind of personalized service that’s hard to find at bigger banks.
For Paycheck Protection Program (PPP) Information, click here.
For most people, a checking account is the center of their financial life. At Howard Bank, we combine flexible checking account options with the kind of personalized service that’s hard to find at bigger banks.
Super Checking |
Relationship Checking |
Premium Checking Call us or visit a branch to open. |
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Description | A simple account that doesn’t have minimums - learn more. | Earn interest along with the benefit of relationship pricing - learn more. | Earn our highest interest rate while enjoying outstanding convenience - learn more. |
How to Avoid Monthly Service Charge | Enrollment in eStatements | An average monthly balance of $2,500 in checking OR $5,000 in combined deposit accounts OR $10,000 in combined deposit and personal credit accounts OR you have a business checking account | $10,000 average monthly balance in the account OR $15,000 in combined deposit accounts OR $25,000 in combined deposit and personal credit accounts |
Monthly Service Charge | $0 if the above requirement is met, otherwise $2. | $0 if any above requirement is met, otherwise $20 | $0 if any above requirement is met, otherwise $20 |
Interest Earning | No | ||
No Howard Bank Fee at Other Bank’s ATM | |||
Rebates of Other Bank’s ATM Fees | None | Unlimited | Unlimited |
Debit Card with Chip Technology for Added Security | |||
Online and Mobile Banking | |||
Check Benefits | Checks available – fee depends on style ordered | Free basic style checks – shipping free on first order | Free basic style checks – shipping free on first order |
Our banking experts will work with you to help you choose the right account for your needs. All of our checking accounts come with free Online Banking and Mobile Banking access so you can manage your finances on the go.
As locals who live and work in Baltimore and its surrounding counties, we’re invested in the financial health of the communities we serve.
We understand the importance of convenience. That's why we make sure you have all the tools you need.
Visit our branch locations OR Open Online Today
*Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. For Personal checking accounts, we will pay your $2 for each of your old debit cards and $2 for each pad of unused checks, up to $10.
**3rd party message/data rate may apply
***Unlimited surcharge rebates on Premium and Relationship and up to 3 surcharges rebated per statement cycle on Super Checking.
See our Schedule of Charges [PDF] for details on account fees.
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