Our commercial real estate relationship managers bring decades of experience working with developers, builders, and investors. We provide financing in local Baltimore neighborhoods, throughout Maryland and in Northern Virginia, Delaware, and Pennsylvania.

Partnering with a Howard Bank gives you access to our expert Team that is whole-heartedly in your corner. Commercial real estate lending is always personal here.  Our Team’s outstanding service and expertise does not come from a set of guidelines. It comes from knowing your market and developing a relationship with you, to understand your specific needs. We believe that the success of a project isn’t decided solely on numbers, but also on the quality of the relationship we develop with you. We are vested in you and in our communities, we know your market, and we make our lending decisions here in Baltimore.

Howard Bank provides flexible lending options to meet your specific needs for a variety of non-owner-occupied asset classes, such as:

  • Retail
  • Office, including medical office
  • Industrial, warehouse, and flex
  • Multi-family
  • Hospitality
  • Self-Storage
  • Senior Housing

Howard provides personalized real estate financing options for your investment needs including:

  • Income-producing property
  • Acquisition, interim and permanent financing
  • Construction and renovation
  • Letters of Credit
  • Development 

Howard provides local residential construction financing with:

  • Acquisition and Development Loans
  • Acquisition, Development and Construction Loans
  • Builder Lines of Credit
  • Letters of Credit



Howard Bank has the capacity to help our current and new customers with their investment real estate financing needs. Call us at 410-750-0020 or fill out the Request An Appointment form below.

All Loans Subject to Credit Approval