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This account is our basic, no-minimum balance option for business checking. It’s designed for companies with 150 or fewer transactions* per month. And when we say free, we really mean it: You pay no monthly service fee.**

Account features include:

  • Online & mobile banking: Access your business account 24/7 from work, home, or anywhere else with our Business Online Banking and Mobile Banking for Business. We also offer paperless account statements (eStatements).
  • Extensive, no-fee ATM network: Access your checking account and withdraw cash at more than 37,000 Howard Bank and MoneyPass® ATMs nationwide.
  • Instant-issue VISA® debit card: We’ll create your card for you in our branch while you wait, or we can mail it to you.
  • Real-time account alerts:  Choose what you want to be alerted about, how you receive those alerts (email, text, push notification), where you receive alerts (mobile devices, email addresses, online), and even when to receive alerts (users can indicate quiet times).



Does your business do more than 150 transactions per month? Check out our Business Relationship Checking account. 

Have more questions?
Connect with our Small Business Banking experts today by filling out the form below:

*Bolded fields with asterisks are required.

*Transaction items include all debit and credit items. If your free business checking account exceeds 150 free monthly transactions, you will be charged $0.40 for any additional standard items. We also reserve the right to convert your account to another checking product.

**Minimum opening deposit: $50. Other fees such as non-sufficient funds, overdraft fees, etc., may apply.