Since its inception in 2004, Howard Bank has been dedicated to serving the financial needs of businesses and families in the greater Baltimore Metropolitan market. As the largest bank in Baltimore City, we’ve built our reputation on our commitment to the local community.

The founders of Howard Bank saw a need for a local bank, with local expertise, to help small and medium sized businesses. The bank made a strategic decision to focus on the Baltimore market as opposed to the Washington, DC market primarily due to the relationship based business environment that exists in Baltimore. Relationships are the cornerstone to the principals at Howard Bank. At Howard, we enjoy meeting new business owners and learning about what makes their business a success. Through these conversations, we look for opportunities to help businesses grow, either through a direct partnership or by making introductions to others in our community who may serve as a partner or as a client. 

Our bank professionals have years of experience helping businesses realize their full potential. Equally as important, we enjoy helping business owners and their employees manage their financial needs.

In the early years, Howard Bank recognized the importance of having local branch offices to serve our clients’ needs but we also realized the importance of meeting our clients when and where they prefer. As a startup business ourselves, we understand the importance of time and we’ve tailored our delivery to bring the bank to our customers. With appointment banking, we will meet you in your office, in our office, in a coffee shop, on the golf course, or anywhere else you’d like to meet. We’re flexible both with location and time. We also understand the importance of having cutting edge technology to help our clients manage their finances in this fast-paced life.

Today, Howard is flourishing with expert leadership that includes experienced and local executive officers, private bankers, branch managers and commercial relationship officers. Our technology is second to none, we offer robust treasury management, online, and mobile banking solutions that put our customers in control of their money.  The Howard Bank difference is the Hands On advice, knowledge, and expertise we provide to our clients.

As a community-oriented bank we understand the importance of giving back to the neighborhoods where our customers and employees work and live. From volunteer work in the community to supporting local nonprofit organizations and businesses, we make philanthropy a priority. As one of the most distinctive and foundational parts of the Howard identity, our dedication to the community is stronger than ever as we continue to grow.

As of March of 2018, Howard Bank has over $2 Billion in assets and has 21 branch locations up and down the I-95 corridor and around the I-695 beltway along with 10 dedicated mortgage offices and a commercial loan office in Delaware.