Small Business

Founded as a small business in 2004, at Howard Bank we want to help you start, fund and grow your small business.

We’re here to help local businesses succeed and determine the best solutions for your needs. At Howard Bank, we know that one size does not fit all. Our relationship bankers have extensive banking experience and knowledge, and we can match your business with the appropriate resources. Your relationship banker can help you with your questions and customize a solution for your business needs.

Howard Bank Blog – Small Business Articles

Read up on small business topics and community events on the Howard Bank blog.

SBA Preferred Lending

Howard Bank is an SBA-preferred lender. Rosa Scharf, our SBA Champion, has more than 20 years of SBA lending experience. Let Rosa and her team help you with your small business needs.

SBA Resources

SCORE Mentoring Resources

Small Biz Talks

Our video series, Small Biz Talks, aims to educate the small business owner and offer helpful advice.


Small Biz Talks – Episode 1
Introduction    Click here for video with text format


Small Biz Talks – Episode 2
The SBA   Click here for video with text format


Small Biz Talks – Episode 3
Different SBA Programs     Click here for video with text format


Small Biz Talks – Episode 4
Talking to a Lender    Click here for video with text format


Small Biz Talks – Episode 5
Collateral/Equity for a Loan   Click here for video with text format


Small Biz Talks – Episode 6
Cost and Components of an SBA Loan  Click here for video with text format


Small Biz Talks – Episode 7
Using SBA to Sell Your Small Business   Click here for video with text format


Small Biz Talks – Episode 8
When an SBA Loan is not the Solution  Click here for video with text format


Small Biz Talks – Episode 9
The 5 C’s of Credit                    Click here for video with text format


Small Biz Talks – Episode 10
Refinancing with the SBA     Click here for video with text format


Small Biz Talks – Episode 11
The 6th C of Credit – Competency   Click here for video with text format


Small Biz Talks – Episode 12
Cash or Financing for Equipment  Click here for video with text format

 

 

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