Consumer Credit Cards

Choosing the right credit card is easier than ever!

Choosing a Credit Card with valuable benefits will help you take charge of your credit and meet the needs of your lifestyle. Choosing from features like rich rewards, no annual fees, flexible credit limits will help build your credit, earn rewards but most importantly help you pay down debt faster. No matter which card you choose you will enjoy features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Looking to save with a longer introductory rate?

Visa® Platinum Card     Save on interest with an extended introductory rate and pay down other credit card balances faster.

How about earning valuable rewards?

Visa® Bonus Rewards Card     Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. *Plus get $25 cash back after your first purchase.      https://online1.elancard.com/oad/learnMoreCorrespondent.controller?locationCode=25454&productId=05&preparerType=customer

Visa® Bonus Rewards PLUS Card    Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. *Plus get $50 cash back after your first purchase all with a low annual fee.

Cash Rewards American Express® Card      *Earn cash back every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.

Travel Rewards American Express® Card    *Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back after your first purchase all with a low annual fee.

Need to build your credit?**

Visa® College Rewards     Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spending.

Visa® Secured Card     Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

Apply for a Credit Card Today

Click here for a full list of Credit Card Options

Click Here to Apply Online!

For existing Credit Card Customers, please click here to access your account.

To report a lost or stolen card, please call 1-800-558-3424.

To report a lost or stolen card, please call 1-800-558-3424.

For questions about your Credit Card call 1-800-523-5354 or email clientservices@elanfs.com

*Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
**Late payments and going over the credit limit may damage your credit history.The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated,and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.
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