Hands On. It’s How We Help With Your Home Financing Needs.


A home may be your biggest asset but it doesn’t have to be an intimidating experience.  We will take the time to support you step by step through the entire process.  Whether you are a first time home buyer, move up buyer or refinancing, Howard Bank will find the right loan program for your needs at a competitive interest rate.  Our residential mortgage loan officers have the knowledge and experience to help you achieve your home ownership goals.  Below you will find our wide array of Loan Programs offered and the Benefits you will receive when you choose Howard Bank for your financing needs. Get Started

Loan Programs
  • Conventional
  • Jumbos
  • FHA
  • VA
  • USDA/Rural Housing
  • Fixed Rate & ARM’s
  • Lower Rate/Term, Cash-Out Refinances, Debt Consolidation
  • Construction, Home Improvement
  • First Time Home Buyer Programs
  • Grant Programs- Federal, State & Local
  • No Application Fee
  • Direct Lender- No Broker Fees
  • In House Processing, Underwriting and Closing
  • Competitive Interest Rates
  • Full Range of Mortgage Options and Products
  • Easy Pre- Qualifications and Loan Processing

Click the Get Started button below to choose a Mortgage Loan Officer that will help you take the next step!

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