Howard Bank

Executive Management

Hands On. All Howard Bank Employees Are Empowered to Help You.

Mary Ann Scully

Chairman, President, Chief Executive Officer

Mary Ann Scully is the President and Chief Executive Officer of Howard Bank and chairs the bank’s board of directors. She is a lifelong banker with over 30 years of varied executive experiences in the Maryland marketplace. In 2003, she headed the organizing team for Howard Bank, the first new bank to open in the county in 15 years. Howard Bank serves small and medium sized businesses in Greater Baltimore – Anne Arundel County, Baltimore County, Harford and Cecil Counties and Howard County from its birthplace in Ellicott City and sixteen branch offices. The bank also serves home buyers through mortgage offices in Baltimore, Anne Arundel, Harford and Howard County. Mary Ann has successfully led the company through 6 equity raises and SEC Act 34 registration as well as four business combinations.

Mary Ann has been a Greater Baltimore resident since 1973 and became a Howard County resident in 1995 after 20 years in Baltimore. She is a Past Chair of the Maryland Bankers Association and a Past Chair of the Community Foundation of Howard County. Mary Ann is presently a Trustee and Vice President of the Board of Associated Catholic Charities, a trustee and corporate campaign Co- Chair of Kennedy Krieger Institute, a board member of the Baltimore Federal Reserve and a Community Advisory Board Member for the FDIC. She has served as a member of the Maryland Economic Development and Business Climate Commission. She is an active member of St. Louis Parish in Clarksville, Maryland. She is a 2007 graduate of Leadership Maryland.
In 2007, Mary Ann was recognized as an Honoree in the Howard County Women’s Hall of Fame; she was named Entrepreneur of the Year by the Howard County Chamber of Commerce. She received the Howard County “Good Scout” award from the Baltimore Area Council of the Boy Scouts of America in 2011. In 2002, 2005 and 2007, Mary Ann was recognized as one of Maryland’s Top 100 Women by The Daily Record. She was also recognized in 2008, 2012 and 2016 as a Daily Record Influential Marylander, and in 2012 and 2015 Most Admired CEO. Scully was a winner of a 2012 Trailblazer Award presented by the Baltimore Center Club. She is a Loyola University Alumni Laureate and a Seton Hill University Distinguished Alumna.

Robert A. Altieri

Executive Vice President, President Of The Mortgage Division, Head Of Specialty Lending

Mr. Altieri serves as Executive Vice President of the Bancorp, and Executive Vice President, President of the Mortgage Division and Chief Specialty Lending Officer of Howard Bank. He has held these positions since April 2013.

Prior to joining Howard Bank, Mr. Altieri was most recently the Chief Executive Officer and President of Carrollton Bancorp, Carrollton Bank, Carrollton Mortgage Services, Inc. and Carrollton Community Development Corporation where he served in that capacity for nearly 12 years. Prior to that, he served as a Senior Vice President and Chief Lending Officer for Carrollton Bank.

Mr. Altieri is active in the community through various organizations. He currently serves as a Director for Junior Achievement and was recently appointed to the Maryland Home Improvement Commission. He is a past director of the House of Good Sheppard, Howard Hospital Foundation, Independent College Fund (IFUND) and HC Drug Free plus numerous other non-profit organization. Mr. Altieri was also the past director and treasurer for the Columbia Youth Hockey Club, Inc. and past president and director of the Glenelg Hockey Club. Mr. Altieri has over 31 years of experience in the commercial banking industry.

Updated 07/19/16

Dennis Finnegan

Executive Vice President, Chief Deposit Officer

Dennis joined the Bank as Executive Vice President and Chief Deposit Officer in December 2014. Mr. Finnegan provides leadership for the Bank’s deposit acquisition efforts through his management of branch administration, deposit operations, facilities, marketing and human resources. Mr. Finnegan is responsible for all branch sales and operations functions as well.

Prior to joining Howard Bank, Mr. Finnegan began his banking career at the Equitable Trust Company (now Bank of America) rising through the ranks from management trainee to Vice President and Corporate Secretary. He worked for First National Bank of Maryland (now M&T Bank) as head of the bank’s Investment Brokerage department and manager of Personal Trust Business Development. He also managed the Baltimore Private Banking office for Crestar Bank (now SunTrust) and managed the new business and sales programs for Thomson Financial Corporation’s wealth identification practice.

He joined Howard after holding a similar position at 1st Mariner Bank for the last 15 years. During his tenure at 1st Mariner, the bank grew to over $1.2 billion in assets, 16 banking offices and the highest brand recognition of any Baltimore-headquartered bank.

Dennis is a member of the Maryland Bar Association. He is a former Board member of Goodwill Industries of the Chesapeake and the Central Maryland YMCA. He currently serves on the Board of the Sports Legends Museum in Baltimore, Maryland. Mr. Finnegan has more than 40 years of experience managing every aspect of retail banking.

Charles E. Schwabe

Executive Vice President, Chief Risk Officer, Secretary

Charlie serves as Executive Vice President and Secretary of the Bancorp, and Executive Vice President, Chief Strategic Risk Officer and Secretary of Howard Bank. Mr. Schwabe has served as Executive Vice President and Secretary of the Company since December 2005 and as Executive Vice President and Secretary of Howard Bank since the founding of Howard Bank in 2004 and was appointed Chief Strategic Risk Officer in December 2014. He previously served as Chief Administrative Officer, Chief Information Officer, Information Security Officer, Compliance Officer and Chief Operational Risk Officer of the Bank from the founding of the Bank in 2004 until December 2014. Mr. Schwabe provides leadership for the assessment and management of enterprise risk which encompasses asset quality, compliance and operational risk, cyber and physical security risk. The Chief Credit Officer, Chief Compliance Officer and Chief Security Officer report to Mr. Schwabe.

Prior to joining the organizing group for Howard Bank, he was employed by Allfirst Bank (now M&T Bank) from 1988 through April 2003. He served as Senior Vice President and Manager for the Customer Relationship Management Program as well as the Strategy and Planning Director for the Technology, eCommerce and Operations Division. At Allfirst Bank, he was also Vice President of Strategic Planning for the Mergers and Acquisitions Division and Vice President and Group Marketing Head for small business and retail product development and management. Prior to working at Allfirst Bank, he was a consultant and senior manager for a marketing firm that specialized in the health care and financial services industries. Mr. Schwabe has over 27 years of banking management experience and another seven years as a marketing strategy consultant to the banking, retail and business services industries.

Charlie is a Trustee of Center Stage, the nationally recognized State Theater of Maryland located in Baltimore, serving on the finance, marketing and major gifts committees, and he is currently the Chair of Center Stage’s Corporate Committee. Charlie serves on the Board of Directors of Maryland Bank Services, Inc., a subsidiary of the Maryland Bankers Association, and was Chairman of the Board from 2013 to 2015. Mr. Schwabe also serves on the Community Reinvestment Act (CRA) Advisory Board for CRA Partners (a division of Senior Housing Crime Prevention Foundation) based in Memphis, Tennessee, the Columbia Festival of the Arts Investment Committee and the Safe Systems Advisory Board. He has served as President and Chairman of the Columbia Festival of the Arts Board of Trustees, President of the Baltimore Chapter of the American Marketing Association, and Chair of Catholic Charities of Baltimore’s Our Daily Bread Employment Center Gala Committee.

George Coffman

Executive Vice President, Chief Financial Officer, Chief Investment Officer

George serves as Treasurer, Executive Vice President and Chief Financial Officer of the Bancorp and Treasurer, Executive Vice President, Chief Financial Officer and Chief Investment Officer of the Bank. He has held these positions since the opening of the Bank in 2004 and since December 2005 with respect to Howard Bancorp. Mr. Coffman also serves as Chief Interest Rate and Liquidity Risk Officer of Howard Bank. Mr. Coffman provides leadership for the financial management and investment operations of Howard Bank. In this role, he directly manages all of the corporate accounting functions, management and regulatory reporting preparation, and compliance with accounting principles and disclosure requirements. Mr. Coffman also is responsible for the management of interest rate risk, budgeting and financial planning, and tax planning and reporting. Other duties include directing the investment portfolio, as well as overall funds management, and investor relations. Mr. Coffman is a Certified Public Accountant. He also serves as the Bank’s Chief Investment Officer.

Prior to joining the organizing group of Howard Bank, Mr. Coffman held several senior financial management positions at Maryland-based financial institutions, including Mercantile Bank in Baltimore (now PNC Bank), Farmers & Mechanics Bank in Frederick (now PNC Bank), Sequoia Bank in Bethesda (now United Bank), and Citizens Bank of Maryland in Laurel (now SunTrust Bank). Mr. Coffman has more than 26 years of experience in the operations, accounting, investment and finance areas of commercial banks in the central Maryland area.

James D. Witty

Executive Vice President and Chief Lending Officer

Mr. Witty Joined Howard Bank as Executive Vice President and Chief Lending Officer in May of 2016. He is responsible for all commercial business development and relationship management in the Howard Bank footprint. A seasoned executive, Jim has over twenty-seven years of banking experience. Most recently, Jim served as the Maryland Regional President for BB&T. While at BB&T, Jim was responsible for managing the commercial and retail operations for the Maryland Region including small business lending, commercial real estate, commercial and industrial lending and 98 retail locations. Jim played a key role in the integration of Susquehanna Bank into the BB&T organization. Prior to the integration with BB&T, Jim served as the Regional President for the greater Baltimore region of Susquehanna Bank. Jim’s previous experience includes Commercial Banking Unit Manager for PNC in Baltimore and various roles for Mercantile including manager of the Asset Based Lending Department, Commercial and Industrial Unit Banking manager, Commercial Relationship Manager and Credit Analyst.

Jim is well known and well respected as a leader in the banking community. Throughout his banking career across the Greater Baltimore market, Jim has been successful in building his reputation as a banker’s banker with a long track record for developing differentiated team potential, proactive market leadership, sustainable business development and committed relationship management. Jim graduated from Lehigh University in 1988 with a degree in Finance. Jim also serves on several local boards and committees demonstrating his commitment to volunteer leadership in our communities.