Preventing fraud means being informed. Monitoring for fraud means staying informed. There are a few ways to monitor your account for fraud. See how below:
Fraud Scheme Updates:
- The FTC is a great resource for staying up-to-date on all the latest tricks scammers are using. You can learn about recently uncovered scams and how to recognize warning signs on their website. You can browse by topic or sort by recently.
- The FBI is another great resource for keeping updated on fraud schemes. You can visit their webpage at any time to check for new ways scammers are attempting to obtain your information.
Credit Report Check:
Sure, everyone knows credit reports are important for things like mortgage rates, credit card approvals, or even job applications, among others. Checking your credit report too often may negatively impact your score, however, the federal law allows you FREE, unhindered access to your reports every 12-months as a tool for helping you catch the signs of identity theft early. You can obtain this report is through the Annual Credit Report. You have the ability to request a free copy by website, phone, or mail.
- Visit the website: www.annualcreditreport.com
- Call toll-free: 877-322-8228
- Send mail: Complete the Annual Credit Report Request Form found here and mail it to the attention of Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281