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A person other than the account holder initiated the EFT
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The account holder did not authorize the EFT
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The account holder did not receive any benefit from the transaction
For Paycheck Protection Program (PPP) Information, click here.
Go paperless and sign-up for electronic statements.
At Howard Bank, we call them eStatements. Your financial statements often include your name, address, and account numbers. Identity theft can occur when someone steals your mailed statement. Checking your balance or viewing your statements is safer when done online, but there are even more benefits to them!
Be sure to read more about online security tips here. If you're ready to enroll in Howard Bank's eStatements, login to business or personal online banking to sign up.
Activate & sign your cards immediately.
Make sure to call and activate your cards and sign the back of your credit and debit cards immediately upon receiving them.
Protect your PIN.
Never share your PIN or write your PIN down. Be aware of your surroundings when using an ATM or making a purchase on a pin-pad to ensure no one can see your PIN entry.
Shred any applications or documents with debit or credit card information.
It is common for people to receive credit card applications by mail. Be sure to tear or shred any of these undesired documents. If you don’t have a shredder at home, search for shredding services near you.
Never give your card information via email.
Emails can be intercepted and put your finances at risk. Never share your information via email, even to friends or family. If you can’t make a purchase in person, opt for providing your information over the phone.
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