With the Howard Bank Visa Bonus Rewards PLUS Card, you’ll earn 1 point for every dollar spent, plus a 50% monthly bonus on the points you earn. It’s the equivalent of earning 1.5 points per dollar.

This rewards plus Visa card is a great option for people who want to maximize their earning power. Benefits include:

  • Low fees: This card has a small annual fee of $50. You’ll get a 0% annual percentage rate (APR) on purchases and balance transfers in the first 6 billing cycles.
  • Flexible rewards: Trade in your points for cash back, merchandise, gift cards and travel. There’s no cap on the points you can earn.
  • Extra bonuses: Get 5,000 bonus rewards points redeemable for $50 in rewards after you make your first purchase.
  • Added security: Howard cards come with chip technology and zero-liability fraud protection. Zero fraud liability means you won’t have to pay for purchases if your card is lost or stolen.
  • Extra coverage: Get auto rental collision damage waiver coverage when you use your card to rent a car, even when you decline the rental company’s optional damage insurance.

Learn more or apply for the Visa Bonus Rewards PLUS Card. If you’re looking for cash rewards, read about our Cash Rewards American Express® Card.


See terms and conditions for details.