You expect more from your bank, and we get that. If you want to bank with benefits, our Extra Checking account delivers. With the Extra Checking account, you get Anywhere Banking Tools and access to our HBExtrasmobile app, powered by BaZing, that helps you save money on the things you're already paying for! You can see the account details on this page, check out our other account options below, or download our comparison chart (mobile-friendly) here.
With our HBExtras mobile app, powered by BaZing, you get access to personal protection and saving benefits.
Local Savings: Local discounts and national retailer deals to save you money on shopping, dining, travel, and more!*
Cell Phone Protection: Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.1,2
ID Theft Aid:Includes $2,500 in personal identity theft benefit and identity restoration.1,2
Roadside Assistance: Available 24/7 and free to use, up to $80 in covered service charges.
Travel Accidental Death Coverage: Up to $10,000 peace of mind for the unexpected.2
Health Savings Card: Save money on prescriptions, eye exams, frames, lenses, and hearing services.
Buyer's Protection and Extended Warranty: For replacements, repairs, or reimbursements on purchases made with your Howard Bank checking account.1,2
Getting your money-saving, HBExtras mobile app set up is easy! Simply download the app from the App Store or Google Play. Enter your email address and the temporary password you were provided when you opened your account. From there, follow the prompts to finish. You can also log in online by visiting BaZing.com. Select "Get Started" from the upper right corner. Simply enter your email address and the temporary password.
Anywhere Banking Tools
At Howard Bank, we care about convenience. That's why we offer our Anywhere Banking Tools with every checking account. These include:
Visa® Debit Card: With chip card technology, you have added security. We can even issue a debit card instantly when you stop by one of our branches to open your account! Choose from five different debit card designs, including some local landscapes.
Online Banking: Stay on top of your finances from your desktop. Our system is backed by the latest in security and fraud prevention, with experts standing by if you have questions. Learn more.
Mobile Banking: Manage your finances anytime, anywhere. With mobile banking, you can skip the branch visit and deposit checks virtually! You can even customize your preferences by setting up real-time alerts for low balances, overdue bills, and overdraft notices. View a demo.
Bill Pay: Make payments electronically and view your bills in one place. Create reminders or recurring payments so you never miss a due date. Watch a demo.
Zelle®: Easily send, request, or receive money from people you trust. Learn more.
Mobile Payments: Set up your digital wallet with Apple Pay®, Google Pay™, or Samsung Pay™. See more.
eStatements: Go paperless to reduce clutter and keep your account safe in an eco-friendly manner! Learn more.
Nationwide ATM Access: With the MoneyPass® network, we give you access to over 32,000 surcharge-free ATMs. It's your money; you shouldn't be charged to use it! Locate an ATM.
Monthly Service Charge
Our Extra Checking account has only a $7 monthly service charge. This covers all of the essentials and extra benefits.
While all of our accounts have a monthly service charge, we have two other account options to choose from that offer the ability to reduce or avoid the monthly service charge. If you need help selecting the account that's right for you, call one of our banking experts at 410-750-0020.
Ready to open your Howard Bank Extra Checking account?
Soon you will be able to do so online from the comfort of your home. Until then, make an appointment at one of our conveniently located branches! If you're looking for even more, check out our Extra+ Checking account that provides these essentials, the extras, PLUS earns interest! If you have any questions or need help, we’re here for you. Give us a call at 410-750-0020 to speak with a banking expert.