• Thursday, December 06, 2018
  • Posted by Mary Ann Scully

This is a time of year filled with contradictions for all of us. Shorter days are upon us but we all have more to do both professionally and personally – budgets, last-minute surges to meet goals, customer entertainment at the office all come at the same time as holiday gatherings with family and friends, gift buying for Hanukkah, Christmas, or Kwanza. It’s a time of celebration on so many fronts. But it’s also a time of cold and darkness. Our accomplishments some days all seem to come with a surcharge of stress.

This year at Howard Bank, perhaps more than many other years, those normal seasonal contradictions have been accompanied by a year of company related contradictions. We’re together the biggest locally headquartered bank, but to get here we’ve each seen longtime colleagues depart for other locations; we’ve inherited some additional duties associated with coming together as well as our size; many of us have longer commutes. But all of us have new bridges that we cross every day that makes life more enriched and widens the world that we live in.

And we are reminded each and every day that we’ve done this for you, our customers, and the communities you inhabit.

Howard Bank at the end of the day is all about adding value - for our employees, our customers, our communities and our shareholders.

I think that everyone born wants to feel that they make a difference in the lives of others - our families, our friends certainly - but if we are blessed with growth and opportunity, our reach can be even larger - customers, communities, colleagues. Our personal legacies expand exponentially.

My glass is usually half full; I hope that as you reflect over the next few weeks on this miraculous – yet stressful- but magical time of year, that each of you will see that water level in your own glass rise.

A courageous woman once said:

You cannot get through a single day without having an impact on the world around you. What you do makes a difference, and you have to decide what kind of difference you want to make. The greatest danger to our future is apathy. Every individual matters. Every individual has a role to play. Every individual makes a difference.

May each of you have the gift of caring enough to be all that you can be.



Mary Ann Scully, Chairman & CEO