Local Female Businesswomen and Students Celebrate Women ’ s History Month at Junior Achievement of Central Maryland ’ s Fourth Annual Leading Ladies Event

Baltimore, MD, March 28, 2018

The event featured presentations by Rosa Scharf of Howard Bank, Laurie McDonald of PANDORA U.S. , Kelly Swoope of ABC2 News, and the Cardinal Shehan Choir – Junior Achievement of Central Maryland Inc. (JA), a non-profit organization dedicated to educating young people to succeed in a rapidly changing economy, hosted its fourth annual Leading Ladies event, celebrating and connecting businesswo men and students in the greater Baltimore region. The event was emceed by Kelly Swoope, anchor for A BC2 News, and the ke ynote presenter was Laurie McDonald, General Manager of PANDORA Jewelry U.S . The presenting sponsor was Rosa Scharf , Senior Vice President of Howard Bank . On Wednesday, March 28 th , more than 250 businesswomen and female students from Baltimore County and Howard County gathered at Stanley Black & Decker in Towson . This year ’ s theme was ͞ Lead Where You Are ͟ and coincided with Women ’ s History Month. ͞ Leading where you are, no matter what your position, will give you great control over your own future, ͟ said Rosa Scharf, Senior Vice President at Howard Bank. ͞ Leading by example is woven into Howard Bank ’ s culture and from day one, we have worked hard to empower and encourage our team to be leaders every day. This is why we are so grateful to support JA of Central Maryland and Leading Ladies. ͟ The speakers shared relatable personal stories and advice, reflecting JA of Central Maryland ’ s hands-on philosophy of providing real-world experiences that help youth creat e an aspiration and plan for their futures. ͞ Believe in yourself, surround yourself with people you can learn from, and work hard, ͟ said keynote speaker Laurie McDonald, General Manager of PANDORA Jewelry U.S. ͞ You can lead where you are right now - you don ’ t have to wait. Start with your resources inside of you, using your drive and grit. ͟ To show how talent, practice and perseverance leads to success, there was a special performance by the Cardinal Shehan School Choir. The Baltimore students were behind the viral sensat ion was featured on Good Morning America and nominated for a Daytime Emmy Award. ͞ This is my first time at Leading Ladies, and it ’ s amazing. Sitting with accomplished businesswomen gives me a lot of encouragement. I am a part of the JA Rising program, and the volunteers give us real-life projects that push us out of our comfort zones, ͟ said Nasreen Naqvi, student at Newtown High School and JA Rising Women participant. ͞ I am forever grateful of these experiences. ͟ This year ’ s event welcomed more than 250 attendees and 50 leading sponsors, a record for the event. Each table setup provided interactive mentor activities , an empowering art project, and discussion topics to spark connections between the female students and professionals.

"It ’ s fantastic to see the crowd grow each year, because we believe female educati on and empowerment should be accessible to all, ͟ said Jennifer Bodensiek, President and CEO of JA of Central Maryland. ͞ We selected this year ’ s theme to encourage women to take on leadership role s wherever they stand in their education journeys, or current professions. Giving students the opportunity to receive guidance and own their skills alongside successful local leaders has always been, and will continue to be, our firs t priority at JA. ͟ Other lead sponsors for the event were Stanley Black & Decker and PANDORA Jewelry U.S. To find out more about Leading Ladies, please visit: https://www.juniorachievement.org/web/ja- centralmaryland/ja-leading-ladies About Junior Achievement of Central Maryland Junior Achievement of Central Maryland is part of the world ’ s largest organization dedicated to inspiring and preparing young people to succeed in a global economy. Throu gh a dedicated volunteer network, JACMD provides hands-on programs that show more than 46,000 K-12 st udents each year the realities of how careers, money and business ownership work. JA experiences are proven to give stu dents the edge in college completion, career readiness, earning potential, and business st art-up.

For more information, visit www.jamaryland.org.

About Howard Bancorp, Inc. Howard Bancorp, Inc. is the parent company of Howard Bank, a Maryland-chartered tru st company operating as a commercial bank. Headquartered in Baltimore, Maryland, Howard Bank operates a general commercial banking business with approximately $2.1 billion con solidated assets through its 21 branches located throughout the Greater Baltimore Metropolitan Area. Additio nal information about Howard Bancorp, Inc. and Howard Bank is available on the company ’ s web site at www.howardbank.com .

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