Howard Bank Senior Executives Take Home Two of Four Awards at the M BA ’ s Council of Professional Women in Banking and Finance 2018 Achieve ment Awards

Baltimore, MD, May 14, 2018

Howard Bank , a growth-focused community bank serving businesses, professionals and individuals in the Greater Baltimore area, announced today that Mary Ann Scully, Chairman and Chief Executive Officer, and Rosa Scharf, Senior Vice President of Small Business Administration, received awards at the Maryland Bankers Association ’ s (MBA) 2018 Achievement Awards ceremony held at the Council of Professiona l Women in Banking and Finance 6 th Annual Conference. The annual award ceremony honors the outstanding achievements of remarkable individuals who have demonstrated leadership, professionalism and community service in the banki ng and finance industries. This year, there were four awards: Achievement Award, Champion for Women Award, GOLD Award and Lifetime Achievement Award. Scully earned the top honor, the Lifetime Achievement Award, for her extraor dinary service, accomplishments, and contributions spanning her banking career. Scully was selected for starti ng Howard Bank, and most recently, transforming the landscape of Baltimore ’ s banking scene with the 2017 acquisition of 1 st Mariner Bank. In the same year, she was named Community Banker of the Year by American Banker Magazine, and was named Maryland ’ s Entrepreneur of the Year by Ernst & Young. ͞ It ’ s an absolute honor to accept the Lifetime Achievement Award on behalf o f the Maryland Banker ’ s Association, ͟ said Scully. ͞ Awards like these are critical for our industry. It ’s essential to take time to unify our banking leaders to ensure we guide our growth in the best possible way. Start ing Howard Bank was a big undertaking , and but has led me to the most defining moments of my career. I ’ m happy to stand with the individuals who believe in the power of small business banking too. ͟ Scharf was presented with the Champion for Women Award, which recog nizes a senior executive who through personal commitment, continuously promotes and inspires women in the workpl ace to reach their full potential. She was selected for her recent efforts to establish and lead the Diversity C ouncil for Women at Howard Bank. Scharf headed a committee that underwrote the proposal and secured funding for this initiative. ͞ It ’ s a pleasure to stand with fellow industry leaders, and know that they recog nize and understand the challenges women face in banking, ͟ said Scharf. ͞ I am fortunate that Howard Bank has given me a platform to provide extra support to my women colleagues and clients. Empowering women has always been a priority for me – and this award proves that this outlook is shared across the bank. ͟ On Thursday , May 3 rd there was an award ceremony for all 2018 recipients at the MBA ’ s Council of Professional Women in Banking and Finance 6 th Annual Conference.

About Howard Bancorp, Inc. Howard Bancorp, Inc. is the parent company of Howard Bank, a Maryland- chartered trust company operating as a commercial bank. Headquartered in Baltimore, Maryland, Howard Bank o perates a general commercial banking business with approximately $2.1 billion consolidated assets through its 21 branches located throughout the Greater Baltimore Metropolitan Area. Additional information about Howar d Bancorp, Inc. and Howard Bank is available on the company ’s web site at .

About the Maryland Bankers Association Founded in 1896, the Maryland Bankers Association (MBA) is the only Maryland-based trade group representing banks in the state. MBA ’ s member banks employ more than 40,000 banking professionals and hold 97 percent of the FDIC insured deposits in Maryland in nearly 1,700 branch offices. MBA serves its members as a legislative and regulatory advocate at all levels of government, as the public relatio ns voice for the industry, as a provider of professional education to members, and as a promoter of financial educat ion to the community.

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