Howard Bank CEO Mary Ann Scully Named One of the 25 Women to Watch

͟Ellicott City, MD, September 28, 2017

American Banker, a leading industry publication, ranked Ms. Scully 12 th on the annual 25 Women to Watch list, which recognizes the nation ’ s top women in banking and finance. Howard Bank , a growth-focused community bank serving businesses, professionals and individuals in the Greater Baltimore area, announced t hat Chairman and Chief Executive Mary Ann Scully has been named by American Banker as one of the 25 Women to Watch on its annual Most Powerful Women in Banking and Finance list. For a second year, Ms. Scully ranked 12 th on the leading banking trade publication ’ s 25 Women to Watch list. The 15 th annual awards honored top women leaders in banking and finance across the country who are transforming their institutions and the industry. Only five community banks, including Howard Bank, made the list this year. ͞ It is an honor to be recognized by American Banker with this group of highly accomplished women who are leaders in banking and finance at institutions nationwide, ͟ Ms. Scully said. ͞ I am humbled by the recognition. The Howard Bank team is the driving force behind our success, an d while each day brings new challenges it is exciting to see how our team meets them and keeps th e bank on a path for success. ͟ American Banker ’ s annual list spotlights seasoned executives in the banking industry throug hout the nation. Nominees are considered through an extensive application process an d ranked on a number of criteria: leadership, philanthropy, innovativeness, community and indu stry impact, and career accomplishments. The trade publication named some of the most notable leaders in banking and finance, including, Nandita Bakhshi, President and CEO of Bank of the West; Ellen Alemany, Chair man and CEO of CIT Group; and Andrea Smith, Chief Administrative Officer and Chairman of Bank o f America. Ms. Scully is a leading Maryland banker with more than 30 years of experience. Since founding Howard Bank in 2003, Ms. Scully has established a strong team and the bank has exp anded its branch network and expanded its market share in the Baltimore region. In August, Howard Bank ’ s parent, Howard Bancorp Inc. acquired 1 st Mariner Bank in a $163.4 million transaction. To learn more about American Banker ’ s 25 Women to Watch list, visit: https://www.americanbanker. com/slideshow/women- to -watch

About Howard Bank

Howard Bancorp is a bank holding company with total assets of $1.104 bi llion at June 30, 2017. Its principal operating subsidiary, Howard Bank, is a locally owned and managed, growt h-focused community bank serving businesses, professionals and individuals in th e Greater Baltimore Metropolitan Area through 13full service branches. Howard Bank is a wholly owned subsidiary of Ho ward Bancorp (N ASDAQ: HBMD). For more information, visit,? http://www.howardbank. com/ .

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