Building savings means you can plan for expenses and navigate uncharted waters during an emergency. We’re here to help you achieve your goals, find peace of mind and safeguard your financial future.

All Howard Bank savings accounts offer competitive interest rates. Our experts can help you choose from savings account options including

  • Junior Savings: This no-fee, no-minimum balance, interest bearing savings account option is ideal for those under 21 . Junior Savings allows for direct deposit and is a perfect vehicle for parents to help their children learn to manage their money. 
  • Personal Savings: Our most popular savings account, our Personal Savings account has no monthly fee when you keep a minimum balance of $200. Optional direct deposit makes saving a breeze, with free automatic transfers from your Howard Bank checking account. You can also access money at more than 25,000 Howard Bank and MoneyPass® ATMs nationwide with a checking account. 
  • You can save pretax dollars for qualified health care expenses with a Howard Bank HSA. Learn more about our Health Savings Account (HSA).

Ready to start saving?

Visit our branch locations

Fees may reduce earnings

See fee schedule [PDF} for details.