Mike joined Howard Bank as Vice President, Branch Manager offering over 24 years of knowledge as one of Baltimore’s top lenders. Mike has learned an important lesson: The customer always comes first. Mike is truly a borrower’s advocate and instills this approach with every mortgage relationship he develops. He specializes in conventional, construction and jumbo mortgages with a gift for specialized financing using our menu of bank products. Born and raised in Timonium, Mike has been part of the Baltimore community his entire life giving back to the community in numerous ways. Mike attended St. Paul’s School and The University of Colorado with degrees in business and political science. Mike returned to Timonium to begin his mortgage career in 1992 where he still lives with his wife, Lisa of over 15 years and his daughters. Services back to the community over the years include building for Habitat for Humanity; Baltimore Seafarer’s Center; and coaching for LTRC Soccer, LTRC Lacrosse, and for the elite lacrosse clubs. He remains active in his church and sits on his neighborhood’s Board of Directors and chairs the Architectural Review Committee.