We know the importance of entrepreneurship and small businesses; after all, we were founded by a few Baltimore banking entrepreneurs ourselves. As a preferred Small Business Administration (SBA) lender, the team at Howard Bank has more than 20 years of SBA-backed lending experience that is guaranteed by the Small Business Administration, a government agency.

What exactly does this mean?

SBA-backed small business loans provide affordable financing options for small businesses that may have difficulty securing financing through traditional channels. Being an SBA Preferred lender gives you the confidence to know that your loan is being processed and serviced by an experienced group of local SBA experts who have the authority to grant the final approval on their SBA loan requests. It reduces the time, hassle and potential stress of the additional step of waiting for the approval and inevitable questions from the SBA. 

As a former small business ourselves, we understand your unique needs and are committed to working with you one-on-one to help you reach your goals, no matter how big they may be.

Meet Our SBA Champion - Rosa Scharf

Rosa Scharf

Leading the Howard Bank SBA-Preferred Lending Program is Rosa Scharf. Rosa has more than 20 years of SBA-backed lending experience. As the bank’s SBA Champion, she will work with Relationship Managers and Branch Managers to provide SBA loan solutions to small businesses in various industries.

How to Apply

For more information on the SBA-Preferred Lending Program, complete the form below and someone from our SBA team will reach out to you.