This account is our basic, no-minimum balance option for business checking. It’s designed for companies with 150 or fewer transactions* per month. And when we say free, we really mean it: You pay no monthly service fee.**

Account features include:

  • Online & mobile banking: Access your business account 24/7 from work, home or anywhere else with our Business Online Banking and Mobile Banking for Business. We also offer paperless account statements (eStatements).
  • Extensive, no-fee ATM network: Access your checking account and withdraw cash at more than 25,000 Howard Bank and MoneyPass® ATMs nationwide.
  • Instant-issue VISA® debit card: We’ll create your card for you in our branch while you wait, or we can mail it to you.
  • Real-time account alerts:  Howard Bank offers technology that delivers real-time account alerts to any device or system based upon customer preferences. With this tool you can choose what you want to be alerted about, how you receive those alerts (email, text, push notification), where you receive alerts (mobile devices, email addresses, online), and even when to receive alerts (users can indicate quiet times).
  • Extra amenities: We include free coin and currency deposits and buy-back**** of old checks/debit cards from other financial institutions.

This account is our basic, no-minimum balance option for business checking. It’s designed for companies with 150 or fewer transactions* per month. And when we say free, we really mean it: You pay no monthly service fee.**

NEED MORE FEATURES?

Does your business do more than 150 transactions per month? Check out our Community Business Checking account. 

Connect with our Small Business Banking experts today

*Transaction items include all debit and credit paper items. If your free business checking account exceeds 150 free monthly transactions, we reserve the right to convert your account to another checking product.

**Minimum opening deposit: $50. Other fees such as non-sufficient funds, overdraft fees, etc., may apply.

*** We’ll buy back your old debit cards and unused checks from other financial institutions. We’ll ask you to turn over these items when we open your new Howard Bank checking account and give you your new checks/debit card. For business accounts, we’ll give you a flat $10 for all returned checks and debit cards.